Buy To Let

Interested in starting a property portfolio or financing current properties?

If you are interested in starting a property portfolio, or help with the financing of your current properties, then this service is available. Generally, you will need a 25 percent deposit to be able to buy a property to let to a tenant. This can come from savings or be released from the equity in your current home.

We also help with buying your portfolio in the name of a limited company. You need to take an accountants advice before deciding if this is the best way of purchasing property in your circumstances.

This is a long term investment which you hope will generate rental income along the way and a profit when you sell the property, but bear in mind that if you need access to some cash a property can take time to sell or re-mortgage. If house prices fall, you might not be able to sell for as much as you had hoped. You would have to make up the difference if the property sold for less than you owe – a risk that increases, the higher the percentage you borrow. If you sell for a profit, you may have to pay capital gains tax. Don’t forget that with a variable rate mortgage, your costs will rise if interest rates go up. This would eat into, or even wipe out, your income and profit.

Contact us for a more details and a full discussion of your circumstances.



THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE MOST FORMS OF BUY TO LET MORTGAGE AND TAX PLANNING.


A MORTGAGE IS A LOAN SECURED AGAINST YOUR PROPERTY. YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.


A Mortgage Broker Exclusively for NHS Staff


Company Details

Health Staff Mortgages Limited
20 Seamer Street
Scarborough
United Kingdom
YO12 4EE

Company number 11053695

Get In Touch

Phone:- 01723 363112


Health Staff Mortgages Limited is an appointed representative of TenetLime Limited which is authorised and regulated by the Financial Conduct Authority. TenetLime Limited is entered on the Financial Services Register (https://register.fca.org.uk/) under reference 311266.

Health Staff Mortgages Limited is registered in England and Wales under reference 11053695. Registered office and Trading address: 20 Seamer Street, Scarborough, YO12 4EE.

The information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumer based in the UK.

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